You meet life head on, with your eyes wide open. You like to plan. You like things to unfold your own way. Who wouldn’t?!?
Perhaps you cared for your parents and want your own elderhood handled differently when your time comes. Maybe you do not have children and wonder who will help you when you need it. Perhaps you do have children and want to have your independence, make your own decisions.
This blog is for those who want to proactively plan for their later years. Check out our monthly posts for thoughts that can help you decide what will work best for you in terms of housing, paying for care, and meeting life’s challenges as you age.
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Change is the only constant. And as we enter our later years, it seems the changes are more frequent. Do you sense a transition occurring in your life? Whether the change was of your own making or seems thrust upon you, there are strategies to help you weather the process. And at the least, not feel so alone.
The most common reason to move in later years is to be closer to children and grandchildren. Regardless of your reason for relocating, unless you plan to live with family, there will be many hours of the day when you are just plain newbies in town. How will you spend your time? If proximity to younger kin is compelling your thoughts, clarify the role you want to play and see if it’s a shared vision.
When an adult child asks for money, it’s hard to say no. You want to respond to a need. But perhaps your child perceives that you don’t need all you have, or that they’re simply requesting some of their inheritance, just a bit early. Before you answer, ask for time to think it over.
“Smarts” are in the eye of the beholder. What’s a smart home “gotta have” for one is simply “cute but unnecessary” to another. Check out the top recommendations for older adult smart home safety features.
Cohousing is like a retirement community in that it is a group of residents in individual, private domiciles. Plus, there are shared facilities for group activities. What’s different is that retirement communities are created and run by a developer. Cohousing communities are created by the people who will live in the buildings. All members hold an equal investment—personal and financial—in the process of creating and running the community. Decision making is shared and is usually by consensus.
If you are like 68% of grandparents, you live too far away for regular interactions with your grandchildren. No reading bedtime stories or soothing little tears. No ticklefests or hands-on projects. These casual yet meaningful activities just aren’t an option.
A vast majority of older adults (77%) say they want to remain in their own homes as they age. Of course! Home is comfortable: We know where everything is—in the house, and also in the neighborhood and town. Friends, doctors, grocery store. We know how to get around quickly and easily. Plus, the emotional benefits of memories, identity, and history are baked into the walls of a home. But for many, the concept of staying put is based on how things are now and doesn’t factor in the changes that are bound to come.
Especially for older adults living alone, the ability to summon help in the event of an emergency—such as a fall—is a very real concern. With a cell phone in your purse or pocket, it’s easy to feel well set. Think again. The bathroom is where most falls occur. Do you take your cell phone in when you are using the toilet? Or taking a shower? And what if you hit your head and are unconscious? With a brain bleed, minutes count! But who wants to wear one of those telltale pendants? Fortunately, with the advent of smartwatches, there are stylish options that do not carry such stigma.
Three out of five (61%) of adults over 60 feel they have more stuff than they need. And yet many of us find it emotionally painful to cull our belongings.
While the physical labor of “right-sizing” is daunting, perhaps more powerful—and surprising—is the emotional challenge.
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